About Us

TOKENStoWEALTH Cooperative Multipurpose Society is a community of men and women who share a common vision of growing little token contributions into wealth through thrift savings and investments savings. We also give members loans to start new businesses or expand existing ones. TOKENStoWEALTH Cooperative Multipurpose Society has been legally registered to operate as a Cooperative Multipurpose Society (CMS) with Lagos State Ministry of Commerce, Industry and Cooperatives under Section 10 of Cap. 15 of the Laws of Lagos State, 2003.

The strength of the cooperative lies in the size of the community since we intend to create wealth from tokens contributed by members.

OUR VISION To create a substantial and sustained pool of wealth for members through token contributions.


To grant members access to financial freedom and empower them to contribute meaningfully to the economy through the provision of tokens to wealth platform.


  • Be part of a community that fosters easy and cost effective acquisition of items and properties
  • Be part of a community where you can take advantage of our savings and loan schemes to start or grow your business WITHOUT COLLATERAL. We offer savings and investments interest rates higher than what is obtainable in the money market and our loan interest is below the Central Bank of Nigeria benchmark interest rate
  • Be part of a community where you are entitled to dividends from the cooperative’s returns on investment
  • Be part of a community where you can advertise/showcase your products and services online free of charge
  • Be part of a community where you can access quality educational/learning materials in your areas of interest free of charge – to keep developing yourself
  • Be part of a community where everyone progresses in the community and members can earn extra income by referring members to the community

This is a community that has integrated wealth enabling schemes (thrift savings, investment savings, loans) under one platform. Through these schemes, we avail unique wealth creation and enhancement opportunities for our members.

Just like a banking system, our operation is fully automated and members can manage their accounts from anywhere. We have built a robust online platform that will manage members’ profiles and all schemes of the cooperative. Every member is required to enroll and would have an online cooperative account (e-wallet) which would be used to manage member’s payments and funds in all schemes of the cooperative (Savings, Loan). Members would be able to view funds, interests, repayments/balance and status etc. on all schemes when they open their online cooperative account (e-wallet).


Our resources are channeled towards:

  • Agriculture
  • Real Estate
  • Downstream Oil and Gas

In addition to the above, all funds committed for savings would be invested in high-yield markets.

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